Pension planning is one of the cornerstones of a person’s financial plan. Pensions are also quite complex and require expert and informed advice. We advise on all pension arrangements including
- Self-Administered Pensions
- Executive Pension Plans
- Personal Pensions
- Personal Retirement Savings Accounts
- Approved Retirement Funds
- Annuities
We also do a considerable amount of work on pension consolidation i.e. people who have changed jobs and have a pension with a former employer. There are numerous benefits to bringing all your pension arrangements together including:
- More convenient – no need to check multiple fund values from different companies or sift through stacks of paperwork.
- Greater control – why leave your pension with an old employer and be limited with potential fund choices and investment options.
- Lower fees – combining all your pensions into one plan could result in a lower annual management charge and reduction / elimination of policy fees.